In keeping with corporate policy and the requirements of domestic and international regulations, BB&T provides public access to additional disclosure information.
To promote financial stability, the Dodd-Frank Wall Street Reform and Consumer Protection Act requires certain bank holding company to periodically submit to the Board of Governors of the Federal Reserve System and the Federal Deposit Insurance Corporation, a plan for that company’s rapid and orderly resolution in the event of material financial distress or failure.
Click here for BB&T's most recent resolution plan.
As a large banking organization, BB&T is subject to the Comprehensive Capital Analysis and Review and is required to provide company-run stress test disclosures under the Dodd-Frank Wall Street Reform and Consumer Protection Act.
Click here for BB&T's stress test documents for the last three years.
BB&T is subject to revised risk‐based capital guidelines for market risk (“Basel II.5”), issued jointly by the Office of the Comptroller of the Currency, Department of the Treasury, Board of Governors of the Federal Reserve System, and Federal Deposit Insurance Corporation. Basel II.5 requires BB&T to publicly disclose certain quantitative and qualitative aspects of trading portfolios that are subject to the rule.
Click here for BB&T's market risk disclosures for the last three years.
The purpose of the Pillar 3 disclosures is to provide information on banking institutions’ risk management practices and regulatory capital ratios.
Click here for BB&T's Pillar 3 disclosures for the last three years.
In accordance with the USA PATRIOT Act of 2001, Branch Banking & Trust makes a periodic certification regarding correspondent accounts established for foreign banks.
Click here for BB&T's most recent certification.